Simulate monthly SIP investments in high-growth small-cap equity with pre-configured illustrative return benchmarks.
High-growth small-cap equity fund targeting emerging market leaders. High risk, high potential reward.
₹6,00,000
₹10,81,288
₹16,81,288
Year-by-year accumulation showing total principal invested and returns generated.
| Year | Invested Amount | Estimated Returns | Total Value |
|---|---|---|---|
| Year 1 | ₹60,000 | +₹6,184 | ₹66,184 |
| Year 2 | ₹1,20,000 | +₹25,315 | ₹1,45,315 |
| Year 3 | ₹1,80,000 | +₹59,926 | ₹2,39,926 |
| Year 4 | ₹2,40,000 | +₹1,13,043 | ₹3,53,043 |
| Year 5 | ₹3,00,000 | +₹1,88,289 | ₹4,88,289 |
| Year 6 | ₹3,60,000 | +₹2,89,992 | ₹6,49,992 |
| Year 7 | ₹4,20,000 | +₹4,23,326 | ₹8,43,326 |
| Year 8 | ₹4,80,000 | +₹5,94,480 | ₹10,74,480 |
| Year 9 | ₹5,40,000 | +₹8,10,852 | ₹13,50,852 |
| Year 10 | ₹6,00,000 | +₹10,81,288 | ₹16,81,288 |
Small-cap funds invest in companies ranked 251st onwards in terms of full market capitalization. These enterprises have significant growth runways, and companies that execute successfully can deliver explosive compounding.
However, small caps should only form a portion (e.g. 15%–25%) of a well-balanced equity portfolio to control overall drawdown risk during economic bear markets.
Small-cap equity mutual funds carry a “Very High Risk” label on the SEBI riskometer. Small companies have higher price volatility during economic downturns, but can deliver outsized capital appreciation over 7 to 10+ year holding horizons.