Calculate your maturity value, total quarterly interest earned, and senior citizen benefits on SBI Fixed Deposits.
Calculate maturity amount and interest earned with quarterly compounding
₹1,00,000
₹40,094
₹1,40,094
Year-by-year accumulation showing total principal invested and returns generated.
| Year | Principal | Interest Earned | Accrued Value |
|---|---|---|---|
| Year 1 | ₹1,00,000 | +₹6,975 | ₹1,06,975 |
| Year 2 | ₹1,00,000 | +₹14,437 | ₹1,14,437 |
| Year 3 | ₹1,00,000 | +₹22,420 | ₹1,22,420 |
| Year 4 | ₹1,00,000 | +₹30,959 | ₹1,30,959 |
| Year 5 | ₹1,00,000 | +₹40,094 | ₹1,40,094 |
| Tenure Bracket | General Public (% p.a.) | Senior Citizens (% p.a.) |
|---|---|---|
| 1 Year to less than 2 Years | 6.80% | 7.30% |
| 2 Years to less than 3 Years | 7.00% | 7.50% |
| 3 Years to less than 5 Years | 6.75% | 7.25% |
| 5 Years up to 10 Years | 6.50% | 7.50% |
* Rates shown are illustrative baseline rates and subject to revision by State Bank of India. Please verify current rates on the official SBI portal.
For terms exceeding 180 days, State Bank of India compounds FD interest on a quarterly basis using the formula: A = P × (1 + r/4)^(4×t), where P is the principal, r is the annual interest rate as a decimal, and t is the tenure in years.